We offer specialised SMSF insurance products exclusively designed for the Australian SMSF Market. Our smart, flexible Group Life Insurance policy brings you all the cost advantages of buying life insurance through your SMSF, with none of the hassle. We also provide everything you need to safeguard your SMSF assets and protect your Trustees from legal threats or unexpected audit.
Move from your existing Life insurance cover to SMSF Group Life Insurance.
Same underwriting conditions No medicalsFind out more about switching
Did you know the government now requires SMSF trustees to regularly consider Life Insurance as part of their SMSF?Find out more about ATO rules
Group Life Insurance rates are now available to individual self-managed super funds.
Buy online and save No minimum SMSF size restrictionsFind out more about group rates
We understand that everyone's needs are different, so we created a smart, flexible insurance plan which can be customised for each of your members.
Income protection offers your members the assurance of a regular, ongoing income if they are unable to work due to illness or injury.
Total and Permanent Disability (TPD) insurance is an optional element of our SMSF group life insurance plan.
If you hold or are planning to invest in property, vehicles or collectible assets through your SMSF, you need to pay close attention to your insurance arrangements.
The ATO can launch an audit of your SMSF at any time, either at random or because it believes you have made an error in the management of your fund.
Trustee insurance allows you to safeguard your personal assets, providing the funds to defend your case and pay any damages should you be found to be at fault.
At SMSF Insurance we bring you streamlined, specialised insurance products exclusively designed for the SMSF market. Our comprehensive suite of SMSF insurance products includes:
A simple, accessible and cost-effective group life insurance policy offering a range of fundamental life insurance options, allowing your members to benefit from the considerable tax advantages of structuring their life insurance through superannuation.
We take all the hassle out of the purchase and administration of life insurance policies through your SMSF and employ a rapid, simple application process so you can have your life insurance in place as quickly as possible.
We also offer excellent takeover conditions for your existing superannuation or retail fund life insurance, matching your existing underwriting conditions for up to $2,000,000 of death and TPD insurance and up to $20,000 of income protection cover if you use our policy to replace these arrangements through your SMSF.
A series of policies to safeguard your SMSF's assets and to protect your Trustees in the performance of their duties. We provide robust, competitive policies for SMSF audit protection insurance, SMSF Trustees insurance and SMSF property insurance, which you can take out out separately or together to provide complete protection against physical, financial or operational risks.
Note! Your SMSF must be the legal owner of any insurance policies over its assets, or any life insurance policies structured through the fund. Your fund will need to pay for premiums out of its reserves and be the sole beneficiary of any claims proceeds.
All our policies have been specifically created to be owned by SMSFs, and all our policies and procedures have been designed to make the purchase and administration of your insurance, as well the process of making a claim, as easy as possible for your Trustees.
Applications are handled completely online, and take only a few minutes to complete.